1. 素质教育 ：Quality Education

2. EQ：分两种，一种为教育商数Educational quotient，另一种情感商数Emotional

quotient

3. 保险业： the insurance industry

4. 保证重点指出： ensure funding for priority areas

5. 补发拖欠的养老金： clear up pension payments in arrears

6. 不良贷款： non-performing loan

7. 层层转包和违法分包： mutlti-level contracting and illegal

subcontracting

8. 城乡信用社： credit cooperative in both urban and rural

areas

9. 城镇居民最低生活保障： a minimum standard of living for city

residents

10. 城镇职工医疗保障制度： the system of medical insurance for

urban workers